Income Protection Plus Cover

20% discount off your first two years’ premium*


Are your finances covered if you were unable to work due to accident or long-term illness?

Do you know what your sick pay entitlements are if you were off work with an injury or illness? If you’re employed, we advise that you check this with your employer or HR department.

If you’re self-employed it is more straightforward; you either provide cover for yourself or rely on the state to provide limited support in the form of Employment and Support Allowance (if you complete the paperwork and qualify). You could be left financially exposed and could have a major impact on the current lifestyle of you and your family.

PG Mutual income protection specialists provide members of The British Hospitality Association with a tailored plan designed to help bridge the gap between normal income levels and those that the state would provide if you were unable to work due to long-term illness or injury – after all, when we fall ill our financial commitments do not go on hold.

Highlights of the policy include:

  •  A regular income to supplement state sickness benefits
  • Cover lasts until you can return to your professional career or reach age 65 (Whichever comes first)
  • Option to tailor cover to suit your individual needs
  • No waiting period – cover starts as soon as your first contribution paid
  • No penalty for making a claim and no limit to the number of claims you make

Why have income protection, when you can have Income Protection Plus?

PG Mutual can provide you with an Income Protection Plus plan that ensures you receive a regular monthly income, plus it builds up an investment element for your future.

The British Hospitality Association has negotiated a 20% two year discount off your premiums.*

For details of this special offer visit and enter discount code ‘BHA’ or call 0800 146 307.

*For full terms and conditions, visit
PG Mutual is the trading name of Pharmaceutical and General Provident Society Ltd. Registered office: 11 Parkway, Porters Wood, St Albans, Hertfordshire AL3 6PA. Incorporated in the United Kingdom under the Friendly Societies Act 1992, Registered Number 462F. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, Firm Reference Number 110023.